Best Crypto Card in Hong Kong (2026)

Hong Kong is rebuilding its position as a crypto hub with new licensing frameworks. The city has embraced Web3 with government backing, and its financial infrastructure makes crypto card usage seamless across merchants.

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Local tip: Hong Kong recently approved Bitcoin and Ethereum ETFs. Crypto cards with low FX fees work great in HKD.

Top Crypto Cards Available in Hong Kong

Card Network Cashback FX Fee Annual Fee Custody
Crypto.com Visa 1-8% 0% $0-$4.99/mo Custodial
MetaMask Card Mastercard 1% 0% $0 / $199 Non-Custodial
Ether.fi Cash Visa 4.08% 0% $0 Non-Custodial
Nexo Mastercard 0.5-2% 0-0.5% $0 Custodial
Bybit Mastercard 2-10% 0.9% €10 Custodial
Phantom Card Visa 2% 0% $0 Non-Custodial
Binance Card Visa Up to 8% 0.9% $0 Custodial
Solayer Emerald Visa 2-4% 0% $75 Non-Custodial

Card Highlights

Crypto.com

1-8% cashback in CRO · Custodial · Visa

Level Up programDeFi walletNFTs

MetaMask Card

1% cashback in USDC · Non-Custodial · Mastercard

Direct wallet spendSmart contractsLinea L2

Ether.fi Cash

4.08% cashback in ETHFI · Non-Custodial · Visa

Borrow vs stakeDeFi creditLiquid vaults

Nexo

0.5-2% cashback in NEXO · Custodial · Mastercard

Credit + Debit modeCrypto loansUp to 14% APY

Frequently Asked Questions

What's the best crypto card in Hong Kong?

The best crypto card in Hong Kong depends on your needs. For self-custody, MetaMask Card is top-rated. For highest cashback, Crypto.com offers competitive rewards. Compare all options on Spendbase to find your perfect match.

Can I use crypto cards at Hong Kong ATMs?

Yes, most crypto cards work at ATMs in Hong Kong. Visa and Mastercard crypto cards are accepted at any ATM displaying those logos. Some cards offer free ATM withdrawals, while others charge 1-2%. Check individual card terms for China-specific ATM fee policies.

Are there fees for using crypto cards in Hong Kong?

Fees vary by card. Many cards like Ether.fi Cash, MetaMask Card, and Bleap offer 0% FX fees in Hong Kong. Others charge 0.9-2.5% for foreign currency transactions. Annual fees range from $0 to $75+. Always check the fee schedule for China-denominated transactions.

Which crypto cards ship to Hong Kong?

Cards with "apac" availability ship to Hong Kong. Top options include Crypto.com, MetaMask Card, Ether.fi Cash. Virtual cards are available instantly, while physical cards typically take 1-3 weeks to arrive in China.

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