Best Crypto Card in London (2026)
London remains Europe's financial capital with a growing crypto sector. The FCA regulates crypto businesses, and many major crypto card providers have UK offices. With widespread contactless payments and Visa/Mastercard acceptance, crypto cards work seamlessly.
Local tip: The UK has a £3,000 capital gains allowance for crypto. Many cards offer GBP accounts with no FX fees.
Top Crypto Cards Available in London
| Card | Network | Cashback | FX Fee | Annual Fee | Custody |
|---|---|---|---|---|---|
| Crypto.com | Visa | 1-8% | 0% | $0-$4.99/mo | Custodial |
| MetaMask Card | Mastercard | 1% | 0% | $0 / $199 | Non-Custodial |
| Ether.fi Cash | Visa | 4.08% | 0% | $0 | Non-Custodial |
| Gnosis Pay | Visa | 1-5% | ~1.5% | €30 issuance | Non-Custodial |
| Nexo | Mastercard | 0.5-2% | 0-0.5% | $0 | Custodial |
| Plutus | Visa | 3-9% | 0% | $0-€14.99/mo | Non-Custodial |
| Bybit | Mastercard | 2-10% | 0.9% | €10 | Custodial |
| Phantom Card | Visa | 2% | 0% | $0 | Non-Custodial |
Card Highlights
MetaMask Card
1% cashback in USDC · Non-Custodial · Mastercard
Ether.fi Cash
4.08% cashback in ETHFI · Non-Custodial · Visa
Frequently Asked Questions
What's the best crypto card in London?
The best crypto card in London depends on your needs. For self-custody, MetaMask Card is top-rated. For highest cashback, Crypto.com offers competitive rewards. Compare all options on Spendbase to find your perfect match.
Can I use crypto cards at London ATMs?
Yes, most crypto cards work at ATMs in London. Visa and Mastercard crypto cards are accepted at any ATM displaying those logos. Some cards offer free ATM withdrawals, while others charge 1-2%. Check individual card terms for UK-specific ATM fee policies.
Are there fees for using crypto cards in London?
Fees vary by card. Many cards like Ether.fi Cash, MetaMask Card, and Bleap offer 0% FX fees in London. Others charge 0.9-2.5% for foreign currency transactions. Annual fees range from $0 to $75+. Always check the fee schedule for UK-denominated transactions.
Which crypto cards ship to London?
Cards with "europe" availability ship to London. Top options include Crypto.com, MetaMask Card, Ether.fi Cash. Virtual cards are available instantly, while physical cards typically take 1-3 weeks to arrive in UK.
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