Best Crypto Card in Miami (2026)
Miami has become America's crypto capital with a pro-crypto mayor and no state income tax. The city hosts Bitcoin conferences, and many businesses accept crypto payments. Florida's regulatory environment is favorable for crypto cards.
Local tip: Florida has no state income tax, making crypto card cashback rewards even more valuable.
Top Crypto Cards Available in Miami
| Card | Network | Cashback | FX Fee | Annual Fee | Custody |
|---|---|---|---|---|---|
| Crypto.com | Visa | 1-8% | 0% | $0-$4.99/mo | Custodial |
| Coinbase | Visa | 1-4% | 2.49% | $0 | Custodial |
| MetaMask Card | Mastercard | 1% | 0% | $0 / $199 | Non-Custodial |
| Ether.fi Cash | Visa | 4.08% | 0% | $0 | Non-Custodial |
| Nexo | Mastercard | 0.5-2% | 0-0.5% | $0 | Custodial |
| Fold | Visa | Up to 15% | 0% | $0 / $100 | Custodial |
| Phantom Card | Visa | 2% | 0% | $0 | Non-Custodial |
| Solayer Emerald | Visa | 2-4% | 0% | $75 | Non-Custodial |
Card Highlights
Coinbase
1-4% cashback in BTC/ETH/DOGE · Custodial · Visa
MetaMask Card
1% cashback in USDC · Non-Custodial · Mastercard
Ether.fi Cash
4.08% cashback in ETHFI · Non-Custodial · Visa
Frequently Asked Questions
What's the best crypto card in Miami?
The best crypto card in Miami depends on your needs. For self-custody, MetaMask Card is top-rated. For highest cashback, Crypto.com offers competitive rewards. Compare all options on Spendbase to find your perfect match.
Can I use crypto cards at Miami ATMs?
Yes, most crypto cards work at ATMs in Miami. Visa and Mastercard crypto cards are accepted at any ATM displaying those logos. Some cards offer free ATM withdrawals, while others charge 1-2%. Check individual card terms for USA-specific ATM fee policies.
Are there fees for using crypto cards in Miami?
Fees vary by card. Many cards like Ether.fi Cash, MetaMask Card, and Bleap offer 0% FX fees in Miami. Others charge 0.9-2.5% for foreign currency transactions. Annual fees range from $0 to $75+. Always check the fee schedule for USA-denominated transactions.
Which crypto cards ship to Miami?
Cards with "americas" availability ship to Miami. Top options include Crypto.com, Coinbase, MetaMask Card. Virtual cards are available instantly, while physical cards typically take 1-3 weeks to arrive in USA.
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