Best High Cashback Crypto Cards (5%+ Rewards)

Want maximum rewards on every purchase? These crypto cards offer 5% cashback or higher — though some require staking or premium tiers.

Here's how to get the highest crypto cashback rates in 2026.

Top Picks

Detailed Breakdown

1. Crypto.com Icy White

Cashback: 5% in CRO | Fee: $0 | Chain: Cronos

• $50,000 CRO stake
• Premium metal
• Spotify + Netflix + Amazon
• Unlimited lounge access

View full Crypto.com Icy White details →

2. Crypto.com Obsidian

Cashback: 5% in CRO | Fee: $0 | Chain: Cronos

• $500,000 CRO stake
• Obsidian metal
• All subscription rebates
• VIP dedicated support

View full Crypto.com Obsidian details →

3. Crypto.com Prime

Cashback: 8% in CRO | Fee: $0 | Chain: Cronos

• $1,000,000 CRO stake
• Ultra-premium metal
• Maximum everything
• Priority VIP support

View full Crypto.com Prime details →

4. Fold

Cashback: Up to 15% in BTC/Sats | Fee: $0 / $100 | Chain: Bitcoin

• Bitcoin rewards
• Spin wheel
• Boosts
• Round-ups

View full Fold details →

5. WhiteBIT Nova

Cashback: Up to 10% in WBT | Fee: $0 | Chain: Exchange

• Choose cashback category
• Instant BTC rewards
• 11 cryptos
• Apple/Google Pay

View full WhiteBIT Nova details →

6. Binance Card

Cashback: Up to 8% in BNB | Fee: $0 | Chain: BNB Chain

• Auto-convert
• Real-time conversion
• BNB staking rewards
• Global

View full Binance Card details →

How to Choose

When comparing these cards, consider:

• Cashback rate — Higher isn't always better if the token is volatile
• Custody model — Self-custody means you control your keys
• Chain ecosystem — Pick a card on a chain you already use
• Fees — Annual fees, FX fees, and staking requirements add up