MetaMask vs Gnosis Pay: Which Crypto Card is Better in 2026?

Choosing between MetaMask Card and Gnosis Pay? Both are popular crypto cards with distinct advantages. Here's a detailed breakdown to help you decide.

Quick Comparison

Cashback & Rewards

MetaMask Card offers 1% cashback paid in USDC, while Gnosis Pay provides 1-5% cashback in GNO.

Both cards offer similar cashback rates, so the decision comes down to other factors.

Fees & Costs

• MetaMask Card: $0 / $199 annual fee, 0% FX fee
• Gnosis Pay: €30 issuance annual fee, ~1.5% FX fee

Custody & Security

MetaMask Card is Non-Custodial — you keep control of your keys.

Gnosis Pay is Non-Custodial — you maintain full custody.

Blockchain & Ecosystem

MetaMask Card runs on Linea, while Gnosis Pay uses Gnosis. If you're already active on one of these chains, that might tip the decision.

Key Features

MetaMask Card

• Direct wallet spend
• Smart contracts
• Linea L2
• Metal card

Gnosis Pay

• Safe wallet
• SEPA/IBAN
• Multi-sig
• Tiered cashback

Verdict: Which Should You Choose?

Choose MetaMask Card if: You prefer non-custodial custody, want exposure to Linea, or value direct wallet spend.

Choose Gnosis Pay if: You prefer non-custodial custody, are active on Gnosis, or want safe wallet.