CoinJar Card

CoinJar Card

Exchange
4.2 Score

Key Specifications

Network
Mastercard
Category
Exchange
Custody
Custodial
Chain
Multi-chain
Regions
apac
Cashback
Reward Points in CoinJar Points
FX Fee
2.99%
Annual Fee
$0

Overview

The CoinJar Card is a Mastercard debit card from CoinJar, one of Australia's longest-running cryptocurrency exchanges, operating since 2013. It allows users to spend their crypto holdings like cash at any Mastercard-accepting merchant, both online and in-store.

The card is free to set up with no monthly fees. Users earn CoinJar Rewards points on every purchase, though the cashback rate is modest compared to some competitors — each reward point is worth roughly AUD 0.01. Transaction fees are 1% within Australia and 2.99% for foreign transactions.

CoinJar Card is custodial, with funds managed through the CoinJar exchange. It's an excellent option for Australian crypto users who want a straightforward way to spend their holdings without the complexity of DeFi-based cards.

Pros & Cons

✓ Pros

  • • Free setup, no monthly fees
  • • CoinJar Rewards on every purchase
  • • Established Australian exchange (since 2013)
  • • Simple, beginner-friendly UX

✗ Cons

  • • Australia-focused — limited availability elsewhere
  • • 1% transaction fee within Australia
  • • 2.99% foreign transaction fee
  • • Modest rewards compared to competitors

Features

Mastercard powered
Spend crypto as cash
CoinJar Rewards
No monthly fees

Key Benefits

Australian focused
Free setup
Simple UX

Frequently Asked Questions

Is CoinJar Card available outside Australia?
CoinJar Card is primarily designed for Australian users. CoinJar also operates in the UK, but card availability may vary by region.
What fees does CoinJar Card charge?
CoinJar Card charges 1% on card transactions in Australia and 2.99% on foreign transactions. There are no monthly or annual fees.
How do CoinJar Rewards work?
You earn CoinJar Rewards points on every purchase, with each point worth approximately AUD 0.01. Points can be redeemed within the CoinJar app.

Ready to Get Started?

Compare CoinJar Card with other crypto cards to find your perfect match.