KarmaCard

KarmaCard

Onchain Self-Custody
3.7 Score

Key Specifications

Network
Mastercard
Category
Onchain
Custody
Non-Custodial
Chain
Solana
Regions
global
Cashback
TBD in KARMA
FX Fee
TBD
Annual Fee
TBD

Overview

KarmaCard (formerly KarmaWallet) is a Mastercard debit card built on Solana, offering self-custody on-chain banking with traditional finance features like IBAN support and instant crypto-to-fiat settlement.

The platform bridges the gap between DeFi and traditional banking by providing users with a Solana-powered wallet where they maintain custody of their assets while also having access to fiat banking features. Users can move money between traditional banking and crypto with instant settlement, buy digital assets directly from their balance, and spend via Mastercard.

KarmaCard is powered by the KARMA token and focuses on the Solana ecosystem for ultra-fast transactions. With over 1,100 users and growing, it targets crypto-native users who want banking convenience without giving up self-custody. The platform is founded by the team behind the original KarmaWallet project.

Pros & Cons

✓ Pros

  • • Self-custody Solana wallet with banking features
  • • IBAN support for fiat integration
  • • Instant crypto-fiat settlement
  • • KARMA token ecosystem

✗ Cons

  • • Smaller user base (~1,100 users)
  • • Fee structure still being finalized
  • • Solana-only — no multi-chain support yet
  • • Newer platform with less track record

Features

Self-custody banking
IBAN support
Solana wallet
KARMA token
Instant settlement

Key Benefits

Solana self-custody
Fiat + crypto hybrid
On-chain banking

Frequently Asked Questions

What is KarmaCard?
KarmaCard is a self-custody banking platform on Solana that combines a Mastercard debit card with on-chain wallet features, IBAN support, and the KARMA token.
Is KarmaCard non-custodial?
Yes, KarmaCard provides self-custody banking — you maintain control of your crypto assets in your Solana wallet while still accessing traditional banking features.
What blockchain does KarmaCard use?
KarmaCard is built on Solana for ultra-fast transactions and low fees, with instant settlement between crypto and fiat.

Ready to Get Started?

Compare KarmaCard with other crypto cards to find your perfect match.