Xapo
Onchain
Wallet
Key Specifications
Network
Mastercard
Category
Onchain
Custody
Custodial
Chain
Bitcoin
Regions
global
Cashback
1% in BTC
FX Fee
0%
Annual Fee
TBD
Overview
Xapo is a onchain crypto card offering 1% cashback in BTC. Custodial solution on Bitcoin with 0% FX fees.
Pros & Cons
✓ Pros
- • 1% cashback rewards
- • No foreign exchange fees
- • Bitcoin bank
✗ Cons
- • TBD annual fee
- • Limited to global region
Features
✓ Bitcoin bank
✓ USD interest
✓ Lightning Network
✓ Gibraltar licensed
Key Benefits
★ Bitcoin-first
★ Institutional grade
★ OG crypto bank
User Ratings
4.0
iOS App Store
3.9
Google Play
4.0
Spendbase Score
Frequently Asked Questions
What is Xapo?
Xapo is a onchain crypto debit card that allows you to spend your cryptocurrency at merchants worldwide. It operates on the Mastercard network and supports Bitcoin blockchain.
How much cashback does Xapo offer?
Xapo offers 1% cashback rewards in BTC.
Is Xapo self-custody?
Xapo is custodial, meaning the platform holds and manages your cryptocurrency.
Where can I use Xapo?
Xapo is available in global and can be used anywhere Mastercard is accepted.
Ready to Get Started?
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