Spendbase

Cash App vs Nubank

Complete comparison of features, fees, and rewards

Cash App

Cash App

4.6
CashbackBoosts
FX Fee3%
CustodyCustodial
ChainBitcoin
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Nubank

Nubank

4.1
Cashback4% APY
FX FeeVaries
CustodyCustodial
ChainN/A
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Feature Comparison

Feature Cash App Nubank
Cashback Rate Boosts 4% APYWinner
Cashback Token USD USDC
FX Fee 3% VariesWinner
Annual Fee $0 $0
Custody Type Custodial Custodial
Blockchain Bitcoin N/A
Card Network Visa Mastercard
User Rating 4.6/5Winner 4.1/5

Cash App Pros

  • Pay with Bitcoin
  • Lightning enabled
  • 58M users

Nubank Pros

  • Largest LatAm bank
  • 100M+ users
  • Stablecoin card coming

Frequently Asked Questions

Which is better: Cash App or Nubank?

Both cards have their strengths. Cash App offers Boosts cashback on Bitcoin, while Nubank provides 4% APY cashback on N/A. Your choice depends on your preferred blockchain ecosystem and custody preferences.

What is the cashback difference?

Cash App offers Boosts in USD, while Nubank offers 4% APY in USDC.

Are these self-custody cards?

Cash App is custodial. Nubank is custodial.

Ready to choose?

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